Digital Banking

Upgrade to seamless, secure payments and digital banking for connected members

CO-OP’s digital solutions help you deliver pay-anyone transactions via Zelle; mobile banking that is as simple as it is powerful; and bill pay with an elegant and easy-to-use interface.


Payments Network with Scale

Moving money from person to person is an essential part of life for connected consumers. The Zelle® payments network, powered by Early Warning, makes it possible for your members to pay almost anyone they know and trust with a U.S. bank account – quickly and without friction. With participation from major financial institutions across the country, Zelle promises instant scale.

Coming soon, CO-OP will offer clients the unique opportunity to introduce Zelle using existing infrastructure and connectivity – making it faster and less expensive to connect your members with the direct account-to-account money transfers they want. Stay tuned for news on availability.

Download the Zelle Startup Guide to learn what’s required to introduce Zelle at your credit union, and what to expect during implementation.


Help your members engage more fully and take control of their credit accounts. With MyCardInfo, your members have convenient, real-time access to account-overview information, including account activity, statements, payments and more—everything they need to stay on top of their credit accounts with confidence.

It’s a mobile-friendly, self-service web platform that quickly adapts to members’ emerging needs while helping you remain relevant as technology evolves.

Sprig by CO-OP

Deliver a full-featured turnkey mobile banking solution with quick, cost-effective implementation. Sprig by CO-OP gives members convenient mobile access to all their accounts.

It’s a flexible, on-the-go solution your members will thank you for.

Backed by Sprig’s user-friendly functionality, members can conduct daily account activity with ease. Making transfers, depositing checks and sending money becomes a simplified, high-quality experience. In-app support, courtesy of CO-OP, adds an additional layer of expertise.

CO-OP Mobile

Custom Branded and Simple for You

Mobile banking is the most frequent point of contact for many credit union members. CO-OP Mobile allows you to provide a leading-edge, custom-branded app tailored to the needs of both you and your members – without the costly, time-consuming complexities of developing a solution in-house.
If you’re already using CO-OP Shared Branching, adding CO-OP Mobile is a breeze. If you’re new to the network, CO-OP Mobile opens the doors to a new and continuously developing universe of great technology.


CO-OP Bill Pay

World-Class Bill Pay – Now within Your Reach

Paying bills online or by mobile device is an expected convenience. Delivering an experience that’s smooth, secure and convenient raises the bar on member engagement and loyalty. How do you find a bill pay solution that works as well for you as it does for your members?

CO-OP Bill Pay offers four different options:

  • MemberPayPLUS, available through CO-OP’s partnership with digital banking provider Alkami, is a premium, fully-hosted solution that works as part of a comprehensive home banking platform.
  • CO-OP Bill Pay API can be integrated into CO-OP Mobile as an optional feature.
  • MemberPay offers basic hosted online bill pay.
  • Member Gateway works with your existing online banking to provide a “remit only” solution.