The ATIRA® suite of prepaid card programs is available exclusively from CO-OP. Visa®- or Mastercard®-branded ATIRA cards can be used nearly everywhere Visa and Mastercard debit is accepted, including at the point of sale, ATM and online. Purchases are backed by Visa and Mastercard and spending is limited to the amount on the card, so your cardholders’ funds are well-protected. Your cardholders get all this power, ease, convenience and safety without the risk of debt or requirement of a checking or deposit account. Prepaid programs include ATIRAreload, ATIRAgift, ATIRApay and COOPERA, a reloadable card designed to meet the needs of underserved Hispanic members.