Terms and Conditions

CO-OP Financial Services Website Terms and Conditions

Ownership and Acceptance of Terms

This website, including any subsection accessible through any page but excluding any third-party websites linked to this website (collectively, "websites") is owned, published and maintained by CO-OP Financial Services. The services that CO-OP Financial Services provides to you through this website are subject to the following Terms and Conditions. By accessing and using the CO-OP Financial Services website, you accept and agree to these Terms and Conditions without limitation or qualification. If you do not agree with these Terms and Conditions, please do not use the CO-OP Financial Services website.

Use of the CO-OP Financial Services Website, Logos and Copyrighted Materials

All of the pages, screens, text, designs, graphics, content, images, source code, data and all other information and matters on this website are owned and controlled by CO-OP Financial Services. Only CO-OP Financial Services has the authority to display and use such on this website and all are protected by U.S. copyright laws and international treaties. You are authorized to view the information and matters available on this website for your informational purposes only. You may download copyrighted materials for your personal or internal business purposes only. You acknowledge that you do not acquire any ownership rights by downloading copyrighted material. You may not copy, display, distribute, transfer, link to, reproduce, license, frame, alter, create derivative works of or republish all or any portion of this website for any commercial or public purpose without CO-OP Financial Services' prior written consent which may be withheld for any reason. CO-OP Financial Services owns the following service marks, some of which are federally-registered and some of which are not: CO-OP Financial Services, CO-OP Shared Branching, CO-OP ATM Processing, CO-OP Card Services, CO-OP Network, CO-OP Check Imaging. Other featured words used on this website to identify the source of goods and services are trademarks and service marks owned by third parties. You may not use, copy, display, distribute, modify or reproduce any of the service marks found on this website except as authorized herein. You may not use any of the CO-OP Financial Services service marks as a link to this website except pursuant to a written agreement with CO-OP Financial Services expressly authorizing approval.

Prohibited Uses

You are prohibited from posting on or transmitting to this website any defamatory, libelous, obscene, pornographic, profane, threatening, or unlawful materials or any materials that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law; or using this website in any manner that violates any law. You may not use any hardware or software intended to damage or interfere with the proper and timely functioning of the website or to surreptitiously intercept any system, data or personal information from the website. You may not take any action which imposes an unreasonable or disproportionately large load on the website's network or other infrastructure.

No Warranties; Limitations of Liability

The information on this website as well as text, images, and links are provided "as is" with no warranties of any kind whatsoever, either expressed or implied, including, but not limited to, any warranties of title or accuracy or any implied warranties of merchantability or fitness for a particular purpose. CO-OP Financial Services shall not be liable for any failure to provide the website contemplated by the Terms and Conditions, whether such failure results from the intentional or unintentional malfunction of its website or other causes within or outside of its control. You understand and agree that the CO-OP Financial Services website and the electronic access to information contemplated by the Terms and Conditions is being provided to you and that CO-OP Financial Services may discontinue such electronic access and/or change its website or the method of electronic access or change or discontinue the information it provides at any time and for any reason with or without advance notice. You further understand and agree that although CO-OP Financial Services attempts to maintain the timeliness and accuracy of the CO-OP Financial Services website, CO-OP Financial Services neither warrants nor guarantees the timeliness or accuracy of the CO-OP Financial Services websites and should you have questions about the timeliness or accuracy, you agree to contact CO-OP Financial Services directly for timely and accurate information.

Hyperlinks are Not Endorsements

A link to a non CO-OP Financial Services website does not mean that CO-OP Financial Services endorses or accepts any responsibility for the content, functioning or use of such website, and you enter any such website at your own risk. It is your responsibility to take precautions to ensure that whatever websites or other online materials you select for use are free of viruses and other items of a destructive nature.

Indemnification

You shall indemnify and hold CO-OP Financial Services harmless against all losses, expenses, liabilities, suits and damages resulting from claims arising from the use of the website.

Rights to Change Terms

CO-OP Financial Services may add, modify, change, alter, or remove any part of these Terms and Conditions at any time, without any notice to you, and any such changes will apply effective immediately. By continuing to use this website after any changes are posted, you are indicating the acceptance of those changes.

Applicable Laws

This website shall be governed and interpreted in accordance with the internal laws of the State of California without regard to the conflicts of law principles thereof. You further agree that exclusive jurisdiction for all disputes, claims or controversies relating to use of this website shall be only in the federal or state court with competent jurisdiction in San Bernardino County, California.

These Terms and Conditions were updated on April 22, 2009