CO-OP's efficient credit solution puts flexibility and control
in your hands, so you can offer your members terms that "big name"
card providers can't or won't. This means more profit and enhanced
member relationships for you. A single platform for debit and
credit streamlines your operational processes. Additionally, you'll
simplify your portfolio management by having a single trusted CO-OP
account representative, a single invoice, volume discounts and
industry-leading fraud prevention and management-as well as a fully
managed loyalty program.
Compete against other financial institutions with a credit
union-centric solution that offers:
- Strong Revenue Generation-Balance your debit
and credit program's interchange income.
- Greater program control-The flexibility to
determine underwriting guidelines and set all rates and fees
- Lower costs-Through the volume and
relationship pricing CO-OP can make possible.
- Simplified service-With one point of contact
for both credit and debit, backed by the industry's highest
- Better member experience-No float or lag time
for payment and transaction posting, thanks to real-time data
- More productive member relationships-Insights
gained from a full-spectrum view of members' credit, debit and ATM
accounts let you include relevant communications in monthly
statements and offers.
CO-OP Credit gives you all the tools you need to maximize the
performance of your credit portfolio: