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  CO-OP Financial Services

CO-OP Financial Services is the nation’s largest credit union owned EFT network and processor.  Built on the cooperative spirit and strength of the credit union industry, CO-OP continuously strives to empower its membership with the latest products, knowledge and support.  It’s this credit union-centric approach to service and technology that helps credit unions compete with banks and acquire new members.

With nearly one of every five U.S. credit unions as members, CO-OP Financial Services is the partner you need to...

  • Expand your membership’s access:
    • 25,000 surcharge-free ATMs across North America that are part of the CO-OP Network.
    • More than 2,000 shared branch locations.
    • Comprehensive PIN- and signature-debit programs.
  • Safeguard transactions with a comprehensive set of risk management tools.
  • Offer in-demand products, including debit rewards, check imaging and stored value cards.
  • Implement the latest EFT technology and Web-based administrative systems.

Advantages of Partnering with CO-OP Financial Services

Experience “EASE” with CO-OP Financial Services

  • Exclusivity—CO-OP is born from, run by and serves only credit unions. CO-OP shares a vested interest in its members’ success and actively promotes the credit union industry and movement.
  • Access—CO-OP offers thousands of surcharge-free ATMs and 2,000 shared branch locations nationwide, in addition to ATM and debit processing services.
  • Savings—Members receive patronage distributions and other volume discounts on products and services.
  • Empowerment—CO-OP is a full-service payments delivery network with products and services that helps credit unions remain responsive to member needs.