Become more operationally efficient and greener with an
integrated deposit automation system that captures, proofs and
clears digital check images. As the only credit union ATM processor
to offer this complete capability, CO-OP makes it easy to clear
checks in a matter of hours instead of days. CO-OP ATM Check
Imaging also makes daily ATM visits a thing of the past, and
reduces teller activity and staffing costs by moving members' check
deposits from the teller's counter to the ATM.
It's this simple:
- Your member places a check into the CO-OP-installed processing
module and keys in the amount-no deposit slip required. The screen
displays the image and asks the customer to validate it. A scanned
check image also appears on the receipt.
- After the deposit is complete, the ATM sends the check image to
a server where it's consolidated into a batch that is sent directly
to your item processor. The paper check remains in the ATM for
pickup and archiving.
- Each day, you review and balance the images and change any
items that need adjusting. The images are then settled with the
Federal Reserve or local clearinghouse.